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Digital money adoption
Overall, more jurisdictions expect to see central bank digital currency widely circulated in the next 5–10 than private forms of digital money. But where central banks lack a legal mandate to issue CBDC, the picture changes and stablecoins are more often seen as being set for wide adoption.
For the full breakdown, use the benchmarking service’s interactive charts to explore the data.
Financial stability seen as top risk from private digital money
Concerns differ somewhat by region
Majority of CBDCs designed to be domestic only
But a fifth of central banks are working on multi-currency CBDCs
Central banks report 28 operational bitcoin ATMs on average
Jurisdictions with larger institutions have the most machines
Risk Management Benchmarks 2026 report – tracking op risk
Benchmarks include new data on op risk prevalence, drivers and monitoring tools