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Payments Benchmarks 2023 report – moving money in shifting conditions

Data reveals differences in CBDC paths, RTGS systems, instant payment plans and budgets

Central banks are experimenting with news forms of payment, notably digital currencies, but at the time many are working hard to overhaul their existing technology and manage risks. The Payments Benchmarks 2023 present original data on how central banks are approaching digital currencies, ISO 20022 messaging standards, high-value payments systems, and more.

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Fee systems

Worldwide, the most common model is for payment systems to charge variable fees, an approach that is particularly common in emerging market economies. In some cases, central banks charge based on the volume of payment requests. Some charge a flat annual fee and then variable charges per transaction.

Two central banks that responded to the benchmark said they do not charge any fees for use of the real-time gross settlement system.

For the full breakdown, use the benchmarking service’s interactive charts to explore the data.

Explore interactive charts
Payments Benchmark Data

Payments data

View the full breakdown of responses to the Payments Benchmarks.

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