Payments Benchmarks 2022 – executive summary

Key findings of the 2022 report, including the emergence of a novel digital payments landscape

Estimates from the Payments Benchmarks 2022 put three-quarters of central banks on the path to central bank digital currencies (CBDCs), though most remain in the research stages.

Many central banks are working on upgrades to existing systems. Over half report having instant payment systems in operation, and of the remainder, many plan to upgrade in the coming years.

Similarly, central banks are upgrading their real-time gross settlement (RTGS) systems and moving to the ISO 20022 standard

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