DNB surveys Dutch consumers on CBDC use

Half of the population would not open CBDC current account, study finds


The early adopters of central bank digital currency (CBDC) would most likely be well-educated men under 35, new research by the Netherlands Bank (DNB) found.

The DNB surveyed 2,496 people to find out what would trigger consumer adaptation of a CBDC.

The study found that 51% of respondents were not interested in opening a CBDC current account at all. “The likelihood that someone intends to open a CBDC current account correlates positively with knowledge of CBDC and the importance people attach to

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