Two-fifths of central banks leave payment fees unregulated
Middle income institutions more likely to regulate prices than other respondents
Payment system fees are unregulated in two-fifths of jurisdictions, data from the Payments Benchmarks 2025 reveals.
Charges are not regulated in 40.8% of 49 countries. Among respondents with regulation, prices are most often controlled for payments made via real-time gross settlement (RTGS) systems (40.8%). Remittance fees (6.1%) are respondents’ least controlled pricing structure.
The sample reveals some variation when analysed by income groups. Payment system fees tend to be more widely
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