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Payments Benchmarks 2026 – executive summary

Benchmarks show continued efforts to upgrade systems in search of better cross-border payments

Payments are undergoing a rapid process of evolution worldwide. While the benchmarks highlight some central banks working on cutting-edge technology like atomic settlement, it is more standard forms of payment where some of the most significant gains are being realised.

The Payments Benchmarks 2026 show that over 70% of jurisdictions now have an instant retail payments system, up from 56.4% two years ago and 51.4% in 2022, the first year that benchmarking data is available. A further 17.4% of

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