Most central banks say their retail payments system have not consolidated or diversified over the past year, data from the Payments Benchmarks 2023 shows.
Fifteen central banks out of 29 respondents say their zone or country’s retail payment system remained relatively unchanged over the past year. Two central banks say they saw consolidation, and 12 say they saw diversification.
The most common payment method that central banks price, or help to price, was payments over the real-time gross
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