Most RTGS systems are more than three years old

Nearly 60% of central banks plan to upgrade their RTGS payment system in the next year

Most real-time gross settlement (RTGS) systems are more than three years old, highlighting the long-term nature of these critical pieces of financial infrastructure.

More central banks report they last upgraded their RTGS system before 2020 than in any year after, data from the Payments Benchmarks 2023 shows.

However, there are widespread projects underway to upgrade these systems. Nearly 60% of central banks plan an upgrade in the next year.


Click to explore interactive charts


Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact or view our subscription options here:

You are currently unable to copy this content. Please contact to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to Central Banking? View our subscription options

If you already have an account, please sign in here.

You need to sign in to use this feature. If you don’t have a Central Banking account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account