CBDC: the case for ‘wait and see’

digital-currency

In an age when bitcoin ads run on buses, it is unsurprising that central banks have taken an interest in digital currency. Central Banking’s Fintech & IT Benchmarks 2021 report found that all but three of 31 participants supplying data were at least researching a central bank digital currency (CBDC). Last year, the Bank for International Settlements found that 86% of central banks it surveyed in 2020 had embarked on some sort of CBDC work.

But even as several of the world’s most important

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