Carstens questions wisdom of fully anonymous CBDC

Agustín Carstens
Photo: BIS

Designing a central bank-issued digital currency (CBDC) so that users are fully anonymous is unlikely to be the best approach, Agustín Carstens said on January 27.

The Bank for International Settlements general manager said central banks looking to establish CBDCs must consider who should have access to what information. But some degree of traceability has long been key to establishing economic relationships, Carstens said. He cited the example of eighteenth century merchants using “bills of

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