Fintech 2026
Fintech licences issued yearly remain below 10 on average
Number of fintechs in operation averages just over 60
Some central banks expect CBDC to boost seigniorage
Result depends on design features of digital currency, with many central banks unsure of the outcome
Payment innovation is top fintech research priority
Recruitment and retention of talents is biggest tech challenge, but constraints vary somewhat by teams
Central banks facing fintech hiring challenges tend to have bigger teams
Private sector opportunity is most widely reported issue for fintech staffing