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Federal Reserve System

The Federal Reserve System: Purposes and Functions

The book "The Federal Reserve System: Purposes and functions" was published on Tuesday 5 July. The book includes chapters titled, 'Overview of the Federal Reserve System,' 'Monetary Policy and the Economy,' 'The Implementation of Monetary Policy,' 'The…

St Louis Fed's Regional Economist, July 2005

The Regional Economist, July 2005 edition, from the St Louis Fed includes the article "Do we have a saving crisis?" Theoretically, the decline in saving jeopardizes the US economy because savings are lent to businesses for investment. In reality, the US…

Fed's Olson on US mortgage products

In the speech 'Revisiting traditional paths to ownership' given on 23 June, Mark Olson of the Federal Reserve said an explosion in mortgage products that lowers payments in the early years of a loan has helped to extend U.S. home ownership, but carries…

Chicago Fed National Activity Index, May 2005

The Chicago Fed National Activity Index for May 2005 was +0.10, up from +0.05 in April. Two of the four broad categories of indicators that make up the index - production and income and consumption and housing - made positive contributions.

Fed's Olson on regulatory relief

In testimony on 'Regulatory relief' given on 21 June, Mark Olson of the Federal Reserve said that Congress should give the Federal Reserve more flexibility in setting reserve requirements and allow it to pay interest on balances held by depository…

Fed's Kohn on managing risk

In the speech 'Managing risk in a changing economic and financial landscape' given on 15 June, Donald Kohn of the Federal Reserve said the US current account deficit and surge in house prices may not be sustainable and urged banks to protect themselves…

Fed's Bies on current regulatory issues

In the speech 'Current regulatory issues' given on 14 June, Susan Schmidt Bies of the Federal Reserve said Federal banking supervisors are concerned that borrowers looking to buy commercial and residential real estate "could become increasingly…

Origins of modern central bank policy

The latest issue of the Dallas Fed's Economic Insights magazine profiles Irving Fisher. He was one of America's most celebrated economists during the first quarter of the 20th century and a pioneer in many theoretical and technical areas of economics…

Fed's Kohn on regulatory relief

In testimony 'Regulatory relief' given on 9 June Donald Kohn of the Federal Reserve said the Fed opposes parts of a bill that allows industrial loan companies to offer interest-bearing business transaction accounts without making the companies subject to…

Greenspan at central bank panel discussion

In the speech 'Central bank panel discussion' given on 6 June Alan Greenspan of the Federal Reserve said that recent efforts to restrict international trade and hinder free markets represent a "truly worrisome" threat to global prosperity.

St Louis Fed's Central Banker, Summer 2005

The St. Louis Fed's Central Banker magazine for Summer 2005 has been published. The latest edition includes an article by Julie Stackhouse, senior vice president of Banking Supervision and Regulation, who shares her thoughts about how community bankers…

'The Region' from the Minneapolis Fed, Jun 2005

The Federal Reserve Bank of Minneapolis has published its regular magazine, The Region, for June 2005. It includes the article by Gary Stern "Formalizing the success of past policy" on the promise of an inflation targeting framework for achieving long…

Fed's Olson says loan standards easing

In a speech given on Friday 3 June Mark Olson of the Federal Reserve said some underwriting standards held by U.S. community banks for commercial real estate lending have been "under assault" by competitive pressure to win borrowers.

Fed's Bies on capital and risk management

In the speech 'Capital and risk management' given on 26 May, Susan Schmidt Bies of the Federal Reserve said she sees no reason to replace Basel I for the vast majority of banks in the United States.

Olson on Federal Reserve in an electronic world

In the speech 'The Federal Reserve in an electronic world' given on 19 May, Mark Olson of the Federal Reserve said the role of the private sector is growing in all segments of the payments system, from providing payments services, to setting industry…

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