The cashless society?

James Pomeroy

The world is steadily giving up on cash. Think about your own spending habits: how often do you use paper money nowadays compared to a few years ago? The notes in your wallet will have been replaced by cards and mobile payments – and the cheques that used to be there have long gone. Even in countries where cash usage is still rising, mainly in Latin America, the growth is electronic payments has been even faster. Cash’s share of transactions globally is waning.

This shift has been driven by a number of factors: in many countries the key has been the new technologies that make these

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