Financial literacy differs greatly between countries – OeNB paper

Some differences are due to survey methods but others may reflect institutional factors, find researchers

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Financial literacy differs greatly between developed countries for reasons that are not fully understood, a working paper published by the National Bank of Austria finds.

In Exploring differences in financial literacy across countries: the role of individual characteristics and institutions, Andrej Cupak, Pirmin Fessler, Maria Silgoner and Elisabeth Ulbrich use survey data on adults in 12 countries. They examine microdata from the Organisation for Economic Development’s financial literacy

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