Slight majority of US consumers ‘warm’ to CBDC, survey says

Respondents most interested in free use and widespread market adoption, Philadelphia Fed finds

The Federal Reserve Bank of Philadelphia

A slight majority of US consumers are “warm” to the idea of a central bank digital currency (CBDC), a new survey finds.

The survey, conducted by the Federal Reserve Bank of Philadelphia, sought to find out what barriers might prevent widespread adoption of a CBDC.

“Widespread consumer adoption will require that the product does not require fees to access or use, be accepted widely in the marketplace, be uncomplicated to adopt, and provides high levels of security and privacy for consumers,” the

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact or view our subscription options here:

You are currently unable to copy this content. Please contact to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to Central Banking? View our subscription options

Register for Central Banking

All fields are mandatory unless otherwise highlighted

This address will be used to create your account

You need to sign in to use this feature. If you don’t have a Central Banking account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account