Navigating non-linear outcomes of financial inclusion policies
The complex, non-linear socioeconomic effects of financial inclusion require broader, mixed-method two‑tier evaluations focusing on real livelihood outcomes and context, argues Ashish Srivastava
Financial inclusion refers to extending formal financial services to excluded and underserved segments of society in an equitable, affordable and suitable manner. Financial inclusion policy aims at providing access to a bouquet of responsible financial services, namely savings, remittances, investments, credit, insurance and pensions, so that individuals, households and micro-enterprises may use the services to their advantage. Over the years, the expectations from financial inclusion policies
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