Female Spanish entrepreneurs face unconscious bias by lenders – research

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Female entrepreneurs in Spain face more difficulties in accessing credit in the founding year of their companies than their male peers, says research published by the Bank of Spain.

In The gender gap in bank credit access, Pablo de Andrés, Ricardo Gimeno and Ruth Mateos de Cabo sample over 80,000 Spanish companies started by a sole entrepreneur between 2004 and 2014. In their study, they distinguish between male and female entrepreneurs’ demand for credit, the credit approval ratio and credit

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