US housing may become increasingly affordable – paper

Authors cite income growth and housing price appreciation that trails inflation as contributory factors

Aerial view of a US suburb

Housing may become more affordable in the US over the coming years, according to research from the Federal Reserve Bank of Dallas.

The paper, published on August 13, says the country’s housing market may be at an inflection point. The authors, Enrique Martínez-García and Lauren Spits, argue that growth in personal income and a projected lowering of interest rates may offer a path to affordability. They say this contrasts with other economies, such as Germany.

“Putting it all together, the

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