Regulating data use: implications of data sitting in the middle

Regulators need to take action to ease tensions created by the growing use of data, says Manoj Singh

data screen

With the rise of the digital economy, the financial landscape is continuously evolving under two broadly interrelated themes of data privacy and open banking – or open finance in a more extended version. 

However, complexities persist in the policy approach of different jurisdictions. Many are following a top-down, multiple agencies regulatory model to tackle multifarious issues arising from data-privacy and data-sharing arrangements. For instance, in the UK, the Competition and Markets Authority

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