Carstens advances vision for future tokenised financial system

‘Finternet’ proposal envisages payments across linked unified ledgers


Bank for International Settlements (BIS) general manager Agustín Carstens this week advanced a vision of a future financial system using unified ledgers to exchange tokenised assets.

In a working paper published on August 15, Carstens and Nandan Nilekani, co-founder of tech giant Infosys, set out their vision for the ‘Finternet’, a network of unified ledgers connected by interledger protocols. Users would be able to manage assets, “each distinguished by its legal status, market behaviour and

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact or view our subscription options here:

You are currently unable to copy this content. Please contact to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to Central Banking? View our subscription options

Register for Central Banking

All fields are mandatory unless otherwise highlighted

This address will be used to create your account

You need to sign in to use this feature. If you don’t have a Central Banking account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account