Fintech and risk: what does the future hold?

Five key areas where regulators need to make judgements on fintech risks

Digital future

Fintech – or the application of technology to finance – is transforming the way financial services are produced, distributed and consumed. It has spurred innovation in the industry, on a scale not seen in recent decades.

Innovation is being boosted by both competition and collaboration. In areas such as payments and advisory services, there is keen competition between incumbent financial institutions and insurgent fintech players. In other areas, such as in lending and insurance, there is

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