‘Fintech shadow banks’ shaping global credit – Amit Seru

Fintech is starting to reshape global credit markets, says Amit Seru

Regulators may be seeing a distorted picture of global credit markets because they are failing to fully account for “fintech shadow banks”, Amit Seru said in recent remarks.

The professor of finance at Stanford University told an audience of central bankers in Basel that lending originating in the shadow banking sector had “dramatically increased” in recent years. Many of these firms were taking advantage of financial technology and lighter regulations to grow rapidly, he said.

“I think

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