Central Banking

Liquidity concerns explain high level of cash transactions: Bundesbank paper

bundesbank

Consumers' desire to monitor liquidity is one of the key reasons why the share of cash transactions remains high in many countries, according to a Bundesbank paper published on Monday.

Ulf von Kalckreuth, Tobias Schmidt and Helmut Stix, the paper's authors, use survey data on consumers' payment and withdrawal patterns in Germany to test why cash usage has declined only slowly in some countries. The authors note that despite broad diffusion of non-cash means of payment, cash continues to be used

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact info@centralbanking.com or view our subscription options here: http://subscriptions.centralbanking.com/subscribe

You are currently unable to copy this content. Please contact info@centralbanking.com to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to Central Banking? View our subscription options

Register for Central Banking

All fields are mandatory unless otherwise highlighted

This address will be used to create your account

FedNow – at last

The instant payment system might help fix the US’s rusty payment rails, but it also faces competition, says Dave Birch

You need to sign in to use this feature. If you don’t have a Central Banking account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account

.