Kenya’s digital transformation

Electronic payments

Relative to the reign of paper currency, which traces back for centuries and continues to dominate payments in much of the world, the rapid emergence of electronic forms of payment is a recent phenomenon. But these payment systems have evolved as quickly as the technology underpinning them, with each iteration enabling more efficient and convenient fund transfers, while also creating new risks. Central banks face the daunting task of creating environments that foster the development of more

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