AI can help predict consumer defaults – NBER paper


Researchers from the University of Pittsburgh find a form of artificial intelligence (AI) can help detect consumer defaults. They present their results in a working paper published by the National Bureau of Economic Research.

Stefania Albanesi and Domonkos Vamossy use “deep learning”, a form of AI, which they say is particularly useful when data has a large number of dimensions and shows complex, non-linear interactions. The approach creates a model based on large quantities of data and then

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