MAS’s Lim reviews universal banking model


Lim Hng Kiang, the deputy chairman of the Monetary Authority of Singapore, on Tuesday discussed the merits of a universal banking model for retail banks in Singapore.

At the 38th Association of Banks in Singapore Annual Dinner, held in Singapore, Lim said the universal banking model provided significant efficiency benefits for banks, such as economies of scale and the pooling of risks across banking groups. A universal structure also gives banking groups a greater ability to withstand

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