Central Banking

BIS paper on regulating mobile banking providers

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A Bank for International Settlements paper published in May says regulation on mobile money services should promote experimentation and be tailored according to the particular type of mobile banking service offered.

Peter Dittus and Michael Klein, the paper's authors, conduct a case study of M-PESA, a mobile money service launched in Kenya in 2007, to analyse the transactions involved and regulation imposed on the service provider. Dittus and Klein note that despite the rapid expansion in mobile

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