CentralBanking.com (CB) Do you have any thoughts on the regulatory reform bill that is soon to be turned into law in the US?
Gill Marcus (GM): It's very difficult to look at the dynamics of what's happening in the United States and extrapolate that out. South Africa, like a number of other countries including Canada and Australia, did not have a banking crisis. We've had the consequence of a huge European and American recession. Therefore, the issues that are being looked at not just in the Unit