Too big to fail, too big to reform

Excessive caution or timidity are the politest interpretations of the way governments wasted at least a year in the aftermath of the financial crash by failing to take the lead in encouraging an open debate about the future of financial regulation and reform of the structure of the banking system. It was only with his sudden appearance alongside Paul Volcker in January this year to announce a plan to reinstate some version of the Glass-Steagall regime that President Obama showed any commitment t

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