Majority of central banks have access-to-cash policies

More than two-fifths require a minimum level of cash services from banks

More than three-fifths of central banks have access-to-cash policies, according to data from the Currency Benchmarks 2022. A large minority require banks to maintain a certain level of cash-related services.

Central banks were asked if they employ an access-to-cash policy or its equivalent. Of 31 respondents to this question, 19 (61.3%) said they guarantee access to cash.

Access-to-cash policies mandate availability of money over the counter, via automatic teller machines or through the post

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