US regulators to align policies on lower income lending

Federal Reserve

The US’s three chief banking regulators announced on July 20 that they would begin joint development of new regulations under a key financial inclusion law.  

The agencies – the Federal Reserve, the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency – issued a “notice of proposed rulemaking”. This declares their intent to make new regulations to implement the Community Reinvestment Act, and formally invites public comment.

The three agencies struggled to

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