One-size-fits-all regulation won’t meet fintech challenge – FSI paper


A new paper from the Financial Stability Institute questions whether it is feasible for regulators to regulate banks and fintech providers with the same rulebook.

The paper, Fintech regulation: How to achieve a level playing field, by Fernando Restoy, discusses the difference between “entity-based regulations” and “activity-based regulations”. The former apply to groups of companies that share certain qualities – banks that take deposits, for example. The latter apply to any company performing

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