Fintech Benchmarks 2026 report – the digital asset race
Benchmarks highlight divergent views on CBDC, stablecoins and tokenisation
View a printable version of this report in PDF format
US president Donald Trump’s Genius Act was a defining policy in the new digital finance era. The Fintech Benchmarks 2026 explore how central banks are positioning themselves in the race between new forms of digital assets, public and private.
The White House said the new law would “generate increased demand for US debt and cement the dollar’s status as the global reserve currency, by requiring stablecoin issuers to back their assets with
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Less than half of central banks engaged in tokenisation work
Respondents widely consider bonds for tokenisation, among other asset class
Central banks divided over stablecoin impact on US debt demand
Respondents offer different views on adoption paths and market dynamics
Fintech Benchmarks 2026 Charts
Take a deep dive into the Fintech Benchmarks charts, which have just been released for 2026
Two-thirds of central banks predict CBDC adoption in 5–10 years
Stablecoin launches seen as more likely by authorities without CBDC mandate
Most circulating stablecoins pegged to the greenback
Jurisdictions with stablecoins in use are largely high and upper-middle income countries
Financial stability seen as top risk from private digital money
Concerns differ somewhat by region
Majority of CBDCs designed to be domestic only
But a fifth of central banks are working on multi-currency CBDCs
Central banks report 28 operational bitcoin ATMs on average
Jurisdictions with larger institutions have the most machines