Two-thirds of central banks predict CBDC adoption in 5–10 years
Stablecoin launches seen as more likely by authorities without CBDC mandate
Most jurisdictions expect to launch a central bank digital currency within a period of five to 10 years, data from the Fintech Benchmarks 2026 shows.
Two-thirds of central banks highlighted CBDC (66.7%) as a form of digital money they expected to be “widely adopted” in their jurisdiction in the next five to 10 years. Half of respondents expect stablecoins to be widely used. Seven central banks said the same of tokenised deposits (29.2%), while three respondents (12.5%) have “other” digital
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