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Regulators must adapt to monitor AI risks in payments – paper

IMF authors point to tension between probabilistic agents and payment systems’ deterministic needs

AI payments

Regulators will increasingly need to ensure that the probabilistic behaviour of agentic artificial intelligence can be reconciled with the deterministic requirements of payments infrastructure, International Monetary Fund researchers have found. 

In a note published on April 24, Sonja Davidovic and Hervé Tourpe propose a three-layer framework to examine how agentic AI could affect liquidity, compliance and resilience in payments systems.

“Integrating these technologies requires careful

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