Do central banks have enough resources to meet tech challenge?

A tech-driven transformation

Fintech developments in payments, central bank digital currencies (CBDCs), cloud computing, artificial intelligence and cyber security are all prompting central banks to update their existing capabilities, and to acquire different kinds of tools and personnel.

These major changes are, in various degrees, challenging central banks to remain the central point of reference in their national financial systems. But, as they respond to this new technology era, official institutions face limited

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