Finnovator: EmTech

Carmelle Cadet, chief executive, EmTech

In February 2021, the Bank of Ghana launched a regulatory and innovation sandbox to help foster a burgeoning fintech industry and increase financial inclusion. Sandboxes have become an increasingly important tool for central banks to review private sector technology proposals that could resolve challenges in providing financial services. 

The central bank sought the help of US-based technology firm EmTech and

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