SSM reduced large eurozone banks’ risk-taking – ECB paper

Euro sign, Frankfurt
The European Central Bank

Supranational supervision reduced risk-taking by the eurozone’s largest banks due to organisational efficiency, a working paper published by the European Central Bank argues.

In Banks’ risk-taking within a banking union, Matteo Farnè and Angelos Vouldis examine changes in the credit risk of the eurozone’s 270 largest banks from 2014 to 2019. In this period eurozone banks were making considerable efforts to reduce their non-performing loan ratios.

The largest of these banks were supervised by

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact [email protected] or view our subscription options here:

You are currently unable to copy this content. Please contact [email protected] to find out more.

Sorry, our subscription options are not loading right now

Please try again later. Get in touch with our customer services team if this issue persists.

New to Central Banking? View our subscription options

If you already have an account, please sign in here.

You need to sign in to use this feature. If you don’t have a Central Banking account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here: