Competition has varied impact on bank risk – BoE paper

Bank of England
Photo: Juno Snowdon Photography

Competitive pressure has an impact on bank risk-taking, but the effect depends on each institution’s characteristics, research published by the Bank of England finds.

Sebastian de-Ramon, William Francis and Michael Straughan employ quantile regression, which they say generates a more detailed picture than simple regressions. This has “important implications” for assessing the relationship between competition and risk at the banking sector level, they say in the working paper.

The authors

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact [email protected] or view our subscription options here: http://subscriptions.centralbanking.com/subscribe

You are currently unable to copy this content. Please contact [email protected] to find out more.

To continue reading...

You need to sign in to use this feature. If you don’t have a Central Banking account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here: