US households face growing shortfall in banking services, FDIC survey finds

The number of households in the United States defined as 'unbanked' or 'underbanked' is on the rise, with non-Asian minorities, lower-income households, younger households and unemployed households most affected, according to a biennial report by the Federal Deposit Insurance Corporation (FDIC). Some 68 million individuals in 34 million homes in the US are not receiving adequate banking services.

A total of 8.2% of US households, or 10 million households, are now termed 'unbanked' – meaning they

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