CMA Small Systems

CMA Small Systems

CMA Small Systems AB ( is a leading provider of payment systems for central financial institutions, with 28 years of financial technology experience and clients in more than 50 countries in Europe, Asia, the Middle East, Africa, Latin America, and the Caribbean. CMA currently provides solutions to 37 central banks with a rich portfolio of tailored solutions such as:

• Central and Corporate Depository System, including standby contingency mode support;
• Trading Platform;
• Clearing and Settlement System;
• Real-Time Gross Settlement System, including standby contingency mode support;
• Automated Clearing House;
• Central Bank Digital Currency Solution;
• Payment Gateway;
• Instant Funds Transfer System;
• Centralized Remittances Platform;
• Transaction Management System;

CMA software is compliant with security standards (e.g., ISO 17799:2005 & ISO/IEC 27001) and World Bank / BIS security requirements. CMA system design is based on the following security principles: Protection at all levels; Least privilege in access rights configuration; Role-based access control; 4 eyes data input; High level of operations automation.

Each CMA solution includes PKI as a mandatory component. Incoming/outgoing and internal network traffic is encrypted. Detailed system traces and operation journals provide full tracking of all action with information “who, when and how”.

Regular security audits executed internally and by CMA’s clients confirm high-security standards of CMA’s solutions.

Design principles, architecture and implementation of CMA systems are compliant with relevant principles and recommendations such as “Principles for financial market infrastructures, CPSS-IOSCO”. All of CMA systems support connectivity through SWIFT or VPN, or both of them simultaneously. All of CMA solutions provide support of MT, ISO15022 and ISO20022 messages simultaneously. CMA Depository and Trading systems may communicate via FIX protocol as well.

CMA team of more than 150 software engineers and solution experts has extensive experience of complex project implementation acquired throughout the completion of 500+ significant projects worldwide, including implementation of multi-national solutions on a regional level.

Contact details


CMA Small Systems

S-102 34 Stockholm, Sweden

Visiting address
Hälsingegatan 40
P.O. Box 6250


Telephone: +46 8 566 30 800
Fax: +46 8 34 15 44

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