Ferguson on recent changes in household finances

In the speech 'Recent changes in household finances and home lending' given on 18 November Roger Ferguson of the Federal Reserve said U.S. financial regulators should study why blacks tend to get more higher-priced mortgage loans than non-Hispanic whites.

"Black homebuyers received higher-priced loans more than three times as often as non-Hispanic white homebuyers," Ferguson said in a speech delivered on Nov. 18 to a closed meeting of the Epsilon Boule fraternity for African American leaders.


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