Central Banking

RBA paper explains shift in ATM usage

Getting euros from a cash machine

A research paper published by the Reserve Bank of Australia (RBA), on August 9, shows how ATM reforms enacted in 2009 have affected consumer behaviour.

The paper notes that the reforms were followed by a "sharp and sustained shift away from using foreign ATMs" by consumers (ATMs that belong to a different bank than the consumer).

The author, Clare Noone, says this shift is partly down to the fact consumers are now prompted to consider cancelling foreign ATM transactions while conducting them – a

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