Sensible ideas from Vickers – but are they too late?


The proposals made by the UK's Independent Commission on Banking chaired by Sir John Vickers would, if implemented fully, greatly improve the stability of the UK banking system and are potentially of wider applicability. Certainly they should be studied by governments in Europe and elsewhere - even in those countries that have had a "good crisis", such as Australia and Canada. Central banks troubled by their increased responsibility for macro-financial stability are potential allies, as many of

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