A feeble response to an unprecedented crisis


In earlier stages of the crisis and the regulatory response, there was much talk of the need for radical reform. That sentiment featured prominently, for example, in Lord Turner's review in the United Kingdom. Yet now it seems that governments will settle for anything so long as they can draw a line under the crisis and get banks lending again to support economic growth.

We are going back to something like business as usual - but with the debris from the crisis still all around us: a financial

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