Philadelphia Fed Business Review, 2nd Quarter 2006

The Federal Reserve Bank of Philadelphia has published its regular Business Review for the Second Quarter 2006. Articles cover wage cyclicality, collateral, the relationship between technology and increased skills among workers, and an update to information from the Survey of Consumer Finances.

In "Changes in the Use of Electronic Means of Payment: 1995-2004," Loretta Mester has compiled information from the recently released 2004 Survey of Consumer Finances. She updates statistics indicating

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