Smaller China banks opt for internal credit risk modelling

BIS building, home to the Basel Committee on Banking Supervision

China's small and medium-sized banks have reacted to the twin drivers of an enhanced capital adequacy framework and a more challenging economic environment by switching to an internal ratings-based (IRB) approach for managing credit risk, say consultants.

The China Banking Regulatory Commission (CBRC) brought the Basel III risk-based capital standard into force in January 2013 and regulators require all domestic commercial banks to fully comply by the end of 2018. The new standard imposes a

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact [email protected] or view our subscription options here:

You are currently unable to copy this content. Please contact [email protected] to find out more.

To continue reading...

You need to sign in to use this feature. If you don’t have a Central Banking account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here: