New Zealand’s loan restrictions finding their mark


The Reserve Bank of New Zealand's restrictions on bank lending have hit the market harder than expected, the central bank revealed yesterday, as the International Monetary Fund (IMF) welcomed its macro-prudential efforts.

The central bank introduced a ‘speed limit' on the amount of money banks could lend with a high loan-to-value ratio (LVR) in October.

An article in the latest RBNZ bulletin, published yesterday, finds banks have reacted faster than expected. The share of high LVR lending in

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