Central Banking

Riksbank predicts ‘elimination’ of retail payments competition

Photo by David Lundberg

The Swedish retail payments market will become increasingly concentrated as economies of scale and network effects ensure that "minor players and less competitive services" are "eliminated", according to a study released today by Sveriges Riksbank.

At present, the study said, the number of market participants and services is increasing as technological developments create opportunities in the fields of card and mobile payments.

However, the Riksbank believes this trend "will diminish" when the n

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