Three-quarters of central banks exploring CBDCs for retail payments

Though research is common, only a few have moved to pilot or roll out the technology

Just over three-quarters (76%) of central banks respondents are investigating the use of central bank digital currencies (CBDCs) for retail payments purposes.

Among respondents to the Payments Benchmarks 2022, 28 central banks indicated that they were working towards understanding or implementing the technology.

The overwhelming majority of respondents were in the research phase of their CBDC projects, though two said they had rolled out a CBDC. One said it was in the pilot phase. Another said

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